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Privacy Policy

Last updated: May 1, 2026

This Privacy Policy describes how Owemint (the "App") handles information in connection with your use of the App.

1. Privacy Overview

  • The App’s core functionality does not require internet access.
  • Core debt-tracking records are stored locally on the user’s device.
  • Permissions are requested only for specific, user-initiated features.

2. Information Entered by the User

Users may enter information such as:

  • person names,
  • amounts and due dates,
  • notes and reasons, and
  • optional attachments.

This information is used solely to provide the App’s debt-tracking, history, and reminder functionality.

3. Permissions and Purpose-Specific Use

Contacts

  • Purpose: Enable selecting or linking people from the device address book.
  • Use Limitation: Used only to prefill or link contact details within the user’s records.
  • Control: Optional. Manual name entry remains available.

Notifications

  • Purpose: Deliver local reminders configured by the user (including due-date and follow-up reminders).
  • Use Limitation: Used only to schedule and present reminder notifications based on user settings and local record data.
  • Control: Optional. Users may disable notifications through device or app settings.

Biometric / Device Authentication (if enabled)

  • Purpose: Support optional app-lock and access-protection features.
  • Use Limitation: Used only to verify access through device security systems.
  • Control: Optional. App-lock features are user-controlled.

Photos / Media (if attachments are used)

  • Purpose: Allow selection of images/files for entry attachments.
  • Use Limitation: Used only to attach user-selected files to records.
  • Control: Optional. Attachments are not required for core functionality.

4. Local-First Data Handling

Owemint is local-first. Core user records are intended to remain on the user’s device, and the App can be used offline for core tracking functions.

5. Data Sharing

The App does not require transmission of core debt-tracking records over the internet for normal operation.

If users export or share data (for example, backups or files), such actions are user-initiated.

6. Data Retention and Deletion

Users control their records through in-app functionality, including editing, archiving, deleting, exporting, and restoring data.

7. Policy Updates and Continued Use

We may update this Privacy Policy from time to time. Any updates will be published with a revised "Last updated" date.

Continued use of the App after an updated Privacy Policy is published constitutes acceptance of the updated Privacy Policy.

8. Contact

For privacy-related questions, contact:

liamatienza.mail@gmail.com